Family Dental Group
4021 Miller Road, Flint, MI 48507

Understanding Dental Insurance

dca-blog_understanding-dental-insurance

Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Flint, call Family Dental Group today at (810) 515-8952 or make an appointment.

Family Dental Group offers affordable family dentistry and gentle, compassionate dental care in Flint. Our office is conveniently located with extended hours to meet your needs. At Family Dental Group, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Family Dental Group.

Read What Our Patients Say
Patient Reviews
great staff. put me at ease.
Toby D.
Everyone was very professional and very nice.
Keith L.
The girl that cleaned my teeth was very nice. I was pleased. I didn't expect to pay as much as I had too but I needed medication.
Dorothy A.
This place is a great place to go. If you want a place where almost everything is done under one roof then this is the place to go
Bradley L.
Excellent service with professional, friendly staff! Felt comfortable and at peace with the process. You know they are there to help you! Thank you!
Darwin W.
Wonderful, I was referred by a friend, so far so good. Dr. Butcher is wonderful .
Kathy R.
Best dental experience I've ever had
Laura S.
The service is great and everyone is very polite, nice and caring.
Kimberly Y.
my experience is always excellent and the doctors and staff are always pleasant
Ellen D.
Fast, on time,& Complete!
Donald L.
Great job.
Keith L.
Dr. Farber is the best and the staff is very friendly and helpful.
Marilyn B.
From the greeting at front desk to the check out desk, it was all good.
Pamela R.
my experience was great ; the staff is very professional yet easy to talk to. thank you kelly for a nice cleaning job.
Cosme C.
A professional practice which provides quality dentistry services and customer service.
Hannah W.
Very friendly staff. Was able to get me in the same day for an emergency.
Katrina R.
Shannon was great. I was having a difficult procedure done, and normal anesthetics don't work for long for me. She immediately stopped and got a […]
Brea G.
Dr. Farber helped me out quite a bit and he's very easy to go and see.
Michael O.
I use to go to the dentist office when I was younger & decided to give it a try. I was amaze at the service. It was great & on time... I'm a working […]
Malinda N.
Love it there :)
Melissa J.
I received your usual competent professional service.
Carol H.
A very thorough yet gentle cleaning.
Patricia S.
Excellent experience, timely and painless
Deborah K.
I have a great rapport with my hygienist. She is thorough, informative and "doesn't hurt too much." She has a great personality and I trust her work […]
Patricia S.
You guys are fantastic! Everyone is super friendly and helpful. I really appreciate that everything was explained to me before surgery and when I […]
Hillary D.
Everyone is helpful and caring.
Loren W.
Dr. Madany and his team are first class. He is a perfectionist and takes great pride in the quality of his work.
William N.
Friendly Staff from Receptionist through Doctor Jim and Check out.
Mark S.
I Love FDG
Melissa J.
Fast, professional, no excessive waiting, great value.
Joseph W.
The best experience.
Mary H.
All around great service from everyone.
Catrina S.
Dr Farber really cares about his patients that was the easiest root canal I've ever had done. I definitely have found me a great dentist. The entire […]
Phillip W.
I felt right at home. Very good and friendly dentists, hygienists, desk clerk, etc. Very good hospitality and home-like settings. Good hours also. I […]
Garry M.
Angie is awesome !!!
Chris W.
Cheryl is always friendly and very professional....love Family Dental
Juanita H.
Friendly and efficient.
Vera W.
The staff is friendly and funny from ortho to regular dentistry. I always have great experiences!
Kiera T.
I was very empresses with the service I recieved. I came in 2 hours early for my appointment, because I got the times confused. Instead of telling me […]
Michael C.
Pleasant experience, staff was very friendly and knowledgeable.
Chris W.
Great as usual
William D.
I always have an excellent experience with Dr. Butcher.
Stephanie E.
I have only had my initial visit, but if the rest of my visits are anything like the first one, this will be the first dentist office I have truly […]
Connie B.
Professional service delivered in a caring non-threatening manner.
Gary P.
Excellent dental work on recent visit.
Carl S.
This was the best experience I have ever had with multiple extractions. I would recommend you to anyone and everyone I can! Thank you!
Misty O.
Awesome experience, staff and doctor! Dr. Farber is so nice and experienced. The staff reflects the same.
Kelly S.
Always excellent
Steven Y.
I've been going here for years and each and every time I've went, I've had excellent customer service and very knowledgeable staff. I would highly […]
Dexter J.
Every one truly does go out of their way to help you!
Laura J.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 8:00 PM
  • Tuesday 8:00 AM - 8:00 PM
  • Wednesday 7:00 AM - 8:00 PM
  • Thursday 8:00 AM - 8:00 PM
  • Friday 8:00 AM - 5:00 PM
  • Saturday 8:00 AM - 2:00 PM
  • Sunday Closed
Get in touch:
  • Phone: (810) 515-8952
Our Location