Family Dental Group
4021 Miller Road, Flint, MI 48507

Understanding Dental Insurance


Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Flint, call Family Dental Group today at (810) 515-8952 or make an appointment.

Family Dental Group offers affordable family dentistry and gentle, compassionate dental care in Flint. Our office is conveniently located with extended hours to meet your needs. At Family Dental Group, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Family Dental Group.

Read What Our Patients Say
Patient Reviews
Good service and friendly staff.
Oliver K.
I have been going to Dr. Madany for 5 years and have never had a bad experience he is great as is everyone who works there! Excellent customer service!
Kimberly S.
I want a 10
Ruby Y.
Shelley Hartley really helped me. I have had some bad experiences at the dentist and she made sure I was comfortable and well taken care of
Macy H.
Every thing was very good
Elzie G.
I have been attending Family Dental Group for many years…..probably 20 or more years…..they are the BEST in friendliness…..caring …..and professional….I can not imagine going anywhere else […]
Garnet E.
I’ ve been very happy with Dr & staff and on time appointments.
Thomas H.
Very friendly very clean. Dr. Madany is awesome.
Krystal S.
Personel, cleanliness.
Linda A.
The staff was very friendly and helpful. And the dentist did an excellent job with the procedure and was very helpful. Overall I was pleasantly surprised at the ease of the procedure and how well it […]
Oliver K.
Dr, White is great, Coco was great love the office environment everything was amazing,
Carlos S.
Efficient professional service by skilled personnel. Dr. Butcher, Shannon and Colleen are the best.
Gary P.
Pure great service all round. Friendly, patient, empathetic, and good sense of humor–funny how it as sounds like an ad for a boyfriend/girlfriend.
Michelle L.
I like the staff members that I have met, and the fact that services are commenced at the apointed time.
Thomas H.
Great hours of availability and a simply AWESOME staff!!!!
Marisa F.
The staff is always professional and gentle
Patrick S.
Professional straightforward yet laid back atmosphere.
Mark M.
Excellent dentist and friendly staff. They did an awesome job with my root canal. It wasn’t very painful and they made it an easy and quick procedure. And I’m very happy with the results.
Oliver K.
Excellent service
Michael C.
Decided to change dentist for my 15yr old son and super pleased i did over all seems like the best decision i made got an appointment right away fixed the problem he had been having in half hr that […]
Elizabeth W.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 7:00 PM
  • Tuesday 8:00 AM - 8:00 PM
  • Wednesday 10:00 AM - 8:00 PM
  • Thursday 8:00 AM - 8:00 PM
  • Friday 8:00 AM - 5:00 PM
  • Saturday 8:00 AM - 2:00 PM
  • Sunday Closed
Get in touch:
  • Phone: (810) 515-8952
Our Location