Family Dental Group
4021 Miller Road, Flint, MI 48507

Understanding Dental Insurance

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Buying dental insurance is the best way to keep your smile healthy and beautiful for life, but it’s not enough to simply find affordable dental insurance—you should consider which plan would best fit your lifestyle and budget. Before you buy, understanding how dental insurance works and what typical plans cover is essential.

Typical Covered Services and Maximums
Even full coverage dental insurance has limitations. Here are several things to consider before buying or using your dental insurance.

  • Dental insurance rarely pays the entire cost of treatment. You may have to pay out-of-pocket expenses or a co-payment.
  • In many cases, you’ll also have a yearly deductible that you’ll have to reach before the policy covers anything.
  • Preventative care such as cleanings, sealants, x-rays, and general exams are typically covered at 80 to 100 percent. Major dental work may only be covered at 50 percent.
  • Most dental insurance plans have a yearly maximum ranging between $1000 and $2500.
  • Some treatments, such as cosmetic procedures and implants, may not be covered.

Tips to Maximize Your Affordable Dental Insurance Coverage
Here are four ways to get your money’s worth from your full coverage dental insurance plan.

  • Obtain coverage for your entire family. In the long run, you’ll save money by adding everyone.
  • Take advantage of free preventative coverage. Early detection of problems prevents expensive treatment later.
  • If you have children, be sure your policy includes orthodontic coverage.
  • Be sure that your dentist participates in your PPO dental plan.

Five Questions to Ask Before Choosing a Plan

  • What annual and biannual preventative services are covered?
  • Am I allowed to choose my own dentist?
  • Is my coverage limited to the cheapest available treatment options?
  • Can I schedule appointments at my own convenience?
  • How much will I pay for services, office visits, and procedures?

Quick Facts Every Dental Insurance Buyer Should Know

  • Not every dentist accepts insurance.
  • You can obtain a pre-treatment estimate to determine cost and check coverage.
  • If you don’t meet your yearly maximum, it doesn’t roll over to the next year.
  • Know whether your policy is considered a preferred provider organization (PPO) or health maintenance organization (HMO) plan. Different dentists accept different types of plans.

To get the dental care you deserve from an affordable dentist in Flint, call Family Dental Group today at (810) 515-8952 or make an appointment.

Family Dental Group offers affordable family dentistry and gentle, compassionate dental care in Flint. Our office is conveniently located with extended hours to meet your needs. At Family Dental Group, we provide most dental services, from basic preventative care and general dentistry to specialized procedures and complete dental reconstruction. We accept most dental insurance plans and offer affordable financial solutions for any budget. Patient satisfaction is our top priority and we strive to provide the exceptional, affordable dental care and personal touch that lead to lasting relationships. A smiling patient is our greatest reward and we look forward to keeping those smiles healthy, beautiful, and bright. Discover an affordable dentist who truly cares at Family Dental Group.

Read What Our Patients Say
Patient Reviews
I love how friendly everyone is. Also very clean and very gentle with their patients
Krystal S.
The staff was really nice & professional, and the Dr was professional.
Mortisa M.
I like the fact that the doctors and dental assistants care about the patients and do a great job that keeps me coming back
Dexter G.
Excellent work!
Daniel B.
Friendly, and concerned about your health
Nancy C.
Shannan, my hygienist, is very thorough. She is attentive and makes my visit a good experience.
Penny V.
No waiting. Lady who cleaned my teeth was great and did a great job on my teeth. They wanted to schedule me for another procedure and I was given a quote so I knew what to expect. Very good […]
Glenna W.
Friendly, knowledgeable staff that care to do things right and make sure the patient is comfortable throughout the procedure.
Sabrina J.
They were great with my 6yr old son. He’s not afraid of the dentist anymore thank you.
Eddie Z.
Dr, White is great, Coco was great love the office environment everything was amazing,
Carlos S.
Great hours of availability and a simply AWESOME staff!!!!
Marisa F.
Very friendly and excellent staff
Michael S.
The hygienist and hygienist assistant were so sweet and caring to my 5 year old daughter. She is very shy and also nervous at the dentist and they both really went above and beyond to make her feel […]
Zofia R.
Dr. White was very professional and informative. I appreciate the time he took to help me understand each part of the appointment. He was very personable and kind. I would definitely recommend him to […]
Kellie W.
I have been attending Family Dental Group for many years…..probably 20 or more years…..they are the BEST in friendliness…..caring …..and professional….I can not imagine going anywhere else […]
Garnet E.
pleasant hygienist
Jeanette R.
I like the staff members that I have met, and the fact that services are commenced at the apointed time.
Thomas H.
Friendly, knowledgeable staff that care to do things right and make sure you’re comfortable throughout the procedure.
Sabrina J.
I have been going to Family Dental for quite a few years. I enjoy the people and the work they do.
Elizabeth L.
My first impression of this office was wonderful. The whole practice was clean and the entire staff is exceptional. The patient flow from starts to finish was easy, comfortable, and wait time did not […]
Cayla H.
We Accept Most Insurance Plans!
Learn More

We accept most insurance plans and will be happy to help you understand the coverage that you have. We will do our best to see that you receive your maximum insurance benefits for all covered services.

No Insurance? No Worries! See our discounts and offers here

Office Hours
  • Monday 8:00 AM - 5:00 PM
  • Tuesday 8:00 AM - 8:00 PM
  • Wednesday 10:00 AM - 8:00 PM
  • Thursday 8:00 AM - 8:00 PM
  • Friday 8:00 AM - 5:00 PM
  • Saturday 8:00 AM - 2:00 PM
  • Sunday Closed
Get in touch:
  • Phone: (810) 515-8952
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